How To Get Home

Exploring Home Ownership and the Savannah Real Estate Market

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Entries from January 2007

Why your credit score matters.

January 31st, 2007 · 1 Comment

Make no mistake about it. The evolution of credit scoring has helped consumers. The system was designed to give lenders a faster, unbiased idea about the risk associated with making a loan to someone. Think of it as a measure of a person’s credit worthiness. How exactly is the score calculated? There are […]

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Tags: Credit · Homeownership 101

Where do you start?

January 30th, 2007 · 2 Comments

Thinking about buying a home and not sure where to start? Everything you need to know can be found at the Ginnie Mae website. It is very important for first time homebuyers to understand the basics. Take the time to go through the debt and income information worksheets. It will only take a few minutes […]

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Tags: Homeownership 101

The risks associated with subprime lending

January 30th, 2007 · 1 Comment

In most cases, subprime loans are for borrowers with impaired or limited credit histories. This has been one of the fastest-growing parts of the mortgage industry. Over the last few years, subprime lenders have helped open the door to home ownership for many borrowers who might not have otherwise qualified for a home loan. These […]

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Tags: Credit · Responsible Lending

Need help with your debt?

January 30th, 2007 · No Comments

There are a lot of great websites to help you manage your personal finances. If you are having trouble keeping up with your monthly bills, give some serious consideration to asking for help. In most cases, once the late fees, penalties, and increased interest rates kick in, a bad situation can get out of hand […]

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Tags: Credit

Hello world!

January 30th, 2007 · 3 Comments

Hello world and welcome to How To Get Home. Please be patient the next few weeks as I work out all the kinks in the system. I look forward to helping you make the Lowcountry your home. If you have any thoughts or suggestions on how I can make this blog more helpful, let me […]

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Tags: How To Get Home